Exploring What it Takes to Create a Good Life

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Love is Eternal

This is a very inspirational story.

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Gardening Lessons: You Reap What You Sow

Continuing the story of my garden, you can read about planting seeds, I was so excited to see that it really worked. If you plant seeds, you will get plants, and what grows will be what you planted. I found corn seedlings growing where I planted corn seed. I found zucchini seedlings where I planted zucchini seed. Each tiny plant may have looked similar to the others in the early stages but as they grew, they took on the distinctiveness of their seed characteristics.

The plants that grow from the seeds planted, when they bear fruit will produce what was planted. Truth: You reap what you sow.

Don’t be misled. Remember that you can’t ignore God and get away with it. You will always reap what you sow! Galatians 6:7 NLT

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The Importance of Exercise

Exercise: 7 benefits of regular physical activity
You know exercise is good for you — but do you know how good? From boosting your mood to improving your sex life, find out how exercise can improve your life.

By Mayo Clinic staff

Want to feel better, have more energy and perhaps even live longer? Look no further than old-fashioned exercise.

The merits of regular physical activity — from preventing chronic health conditions to promoting weight loss and better sleep — are hard to ignore. And the benefits are yours for the taking, regardless of age, sex or physical ability. Need more convincing? Check out seven specific ways exercise can improve your life.

1. Exercise improves your mood.
Need to blow off some steam after a stressful day? A workout at the gym or a brisk 30-minute walk can help you calm down.

Physical activity stimulates various brain chemicals that may leave you feeling happier and more relaxed than you were before you worked out. You’ll also look better and feel better when you exercise regularly, which can boost your confidence and improve your self-esteem. Regular physical activity can even help prevent depression.

2. Exercise combats chronic diseases.
Worried about heart disease? Hoping to prevent osteoporosis? Physical activity might be the ticket.
Regular physical activity can help you prevent — or manage — high blood pressure. Your cholesterol will benefit, too. Regular physical activity boosts high-density lipoprotein (HDL), or “good,” cholesterol while decreasing triglycerides. This one-two punch keeps your blood flowing smoothly by lowering the buildup of plaques in your arteries.

And there’s more. Regular physical activity can help you prevent type 2 diabetes, osteoporosis and certain types of cancer.

3. Exercise helps you manage your weight.
Want to drop those excess pounds? Trade some couch time for walking or other physical activities.

This one’s a no-brainer. When you engage in physical activity, you burn calories. The more intense the activity, the more calories you burn — and the easier it is to keep your weight under control. You don’t even need to set aside major chunks of time for working out. Take the stairs instead of the elevator. Walk during your lunch break. Do jumping jacks during commercials. Better yet, turn off the TV and take a brisk walk. Dedicated workouts are great, but physical activity you accumulate throughout the day helps you burn calories, too.

4. Exercise boosts your energy level.
Winded by grocery shopping or household chores? Don’t throw in the towel. Regular physical activity can leave you breathing easier.

Physical activity delivers oxygen and nutrients to your tissues. In fact, regular physical activity helps your entire cardiovascular system — the circulation of blood through your heart and blood vessels — work more efficiently. Big deal? You bet! When your heart and lungs work more efficiently, you’ll have more energy to do the things you enjoy.

5. Exercise promotes better sleep.
Struggling to fall asleep? Or stay asleep? It might help to boost your physical activity during the day.

A good night’s sleep can improve your concentration, productivity and mood. And you guessed it — physical activity is sometimes the key to better sleep. Regular physical activity can help you fall asleep faster and deepen your sleep. There’s a caveat, however. If you exercise too close to bedtime, you may be too energized to fall asleep. If you’re having trouble sleeping, you might want to exercise earlier in the day.

6. Exercise can put the spark back into your sex life.
Are you too tired to have sex? Or feeling too out of shape to enjoy physical intimacy? Physical activity to the rescue.

Regular physical activity can leave you feeling energized and looking better, which may have a positive effect on your sex life. But there’s more to it than that. Regular physical activity can lead to enhanced arousal for women, and men who exercise regularly are less likely to have problems with erectile dysfunction than are men who don’t exercise — especially as they get older.

7. Exercise can be — gasp — fun!
Wondering what to do on a Saturday afternoon? Looking for an activity that suits the entire family? Get physical!

Physical activity doesn’t have to be drudgery. Take a ballroom dancing class. Check out a local climbing wall or hiking trail. Push your kids on the swings or climb with them on the jungle gym. Plan a neighborhood kickball or touch football game. Find a physical activity you enjoy, and go for it. If you get bored, try something new. If you’re moving, it counts!

Are you convinced? Good. Start reaping the benefits of regular physical activity today!

This article is from www.mayoclinic.com

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The Rule of 72 Working Against You

Have you ever wondered why a $100,000 house will cost you $250,000 at the end of thirty years? They call it amortization, but it is the rule of 72 working against you. You may remember a post recently with an article discussing the rule of 72. Remember the rule of 72 says:

72 / fixed interest rate = number years it takes to double at that interest rate

Let’s use the example of a 30 year home loan with a fixed interest rate of 6%.

72 / 6% = 12 years (12 years for the money to double.)

A home loan will double 2.5 times with a 6% interest rate over 30 years.

30 years / 12 years to double = 2.5 times it will double

This is why a $100k home loan at 6% paid over 30 years will cost you $250k

$100k x 2.5 times = $250k

No, this doesn’t mean you shouldn’t buy a house, but it does mean you should make sure you loan will allow you to pay it off early without any pre-payment penalties. But the point here is actually not about home loans. The example of the home loan was to help you understand what I really want to talk about. Let’s look at how credit cards could be negatively affecting you right now.

The average interest rate being offered to on new credit cards right now is 13.17%. Let’s assume for sake of example that the rate is fixed, even though we recognized in reality it will go up.

72 / 13.17% = 5.5 years to double

If you had a credit card with a balance of $5,000 and you didn’t pay on it, it would be a $10,000 debt in five and a half years. But I make payments. Yes, you may, but many Americans keep charging on this card and paying off what they charged, but don’t end up paying on the $5,000. In that case you can be making regular payments, have a good credit rating, but be going further into debt each year. If this doesn’t describe you, that is awesome, but there are too many people for which this is true, and they’re often the ones that have a 20%-30% interest rate. Which, by the way a 25% interest rate only takes 3 years to double.

If this is you, the first step to changing it is to recognize what is happening. Now that you have the knowledge this is happening to you, you can make decisions accordingly.

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Mental Benefits of Walking

It’s obvious that walking has physical benefits, but there are mental benefits of walking too. For someone who walks regularly, their body is better able to deliver oxygen to all systems, including the brain, because they’ve improved their cardiovascular function. Not surprisingly, regular walkers report better mental clarity and ability to focus.

Creativity is enhanced because walkers have the ability to relax their mind and let it wander around while they’re walking. Outdoor strollers can have the benefit of beautiful scenery as well as just seeing things from a different perspective, which stimulates creative thought and the imagination.

Whether you want to improve your body, your mind or both, the benefits of walking should encourage you to make the time to do it.

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